Wednesday, May 23, 2012

Check out my latest appearance on The Morning Blend!

Check out my latest appearance on The Morning Blend, this week was all about homes in need of repairs! Buying Homes In Need Of Repair

Tuesday, May 8, 2012

Escape Your Unmanageable Mortgage

Escape Your Unmanageable Mortgage: Getting free doesn’t have to mean running away. Perhaps you have heard about it. On the news, a reporter tells a story about how the housing crisis has caused some homeowners to simply walk away from their homes. It sounds crazy, but many people are being led to believe that walking away from their home is a good (or even the best!) option. It is called Strategic Default. For distressed homeowners who believe that they have no good choices left, the idea of walking away free of consequence may sound like a relief. The reality, however, is that choosing strategic default has serious repercussions on your credit. THERE ARE BETTER OPTIONS AVAILABLE! As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially-challenged homeowners with options to escape from unmanageable mortgages without running away. Facing your problems head-on is always the best solution. Let me help.

Friday, April 27, 2012

Check me out on this weeks edition of The Morning Blend!

Check me out on The Morning Blend! This week was all about buyers! All about buyers!

Friday, April 20, 2012

Check out my latest appearance on The Morning Blend!

This week was all about short sales and how they help homeowners!

How Short Sales Help

Tuesday, April 10, 2012

Check out my 2nd appearance on The Morning Blend!

This weeks topic was the Robo-Signing Settlement.

Robo-Signing Segment

Tuesday, February 7, 2012

It's a sign of the time!

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll. Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty. And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Monday, November 21, 2011

Foreclosure Fears Foster True Grief

Reports of foreclosures by the millions have been in the news so much over the past few years that to some, it might seem like the new normal. But as a real estate professional who is in the trenches with financially stressed homeowners every day, it never feels like business-as-usual to me.

The prospect of losing one’s home is right up there among the major sources of grief, and often it goes hand in hand with other tragic setbacks such as the loss of a job, a divorce, death of a loved one, mounting medical bills or skyrocketing mortgage payments. Unfortunately, the first stage of grief is denial, and that’s even more the case when the threat of foreclosure is looming. No one wants to talk about or admit financial troubles—even when millions of others have founds themselves in a similar spot. It’s completely understandable, but for homeowners who are behind on mortgage payments, decisive action is often the most critical step toward ensuring the best possible solution.

As a real estate professional who has sought out the Certified Distressed Property Expert (CDPE) designation, I help homeowners to deal with every aspect of the grief and uncertainty that accompanies a mortgage which is no longer manageable. In the process, I help them to get on a path of financial solvency. If you or someone you care about would like to change the course of a life that’s facing foreclosure, I get it and I can help.

Contact me today at 402-598-3965 or peg@maloney.com